Building wealth – simple, not easy

Building wealth – simple, not easy

Diversification, patience, and sticking to an agreed plan: When it comes to long-term investment, the principles are fairly simple. But as in any area of life that involves delayed gratification amid constant distraction, simple does not always equate to easy. There is always some temptation or event that risks blowing you off course. Fortunately, we have the evidence […]

Don’t set a single goal without this tool

Don't set a single goal without this tool

People say you can’t predict the future. But you can. Time always wins. 2023 has been an interesting year.  Perhaps just what we needed after 2022. Year end represents a big opportunity to ensure your ‘financial lawn’ doesn’t become any more unkempt then it may already be (given any downtime you have is quite-rightly spent […]

Taming your inner critic: how to silence self-limiting beliefs

Taming your inner critic: how to silence self-limiting beliefs

No matter how successful you are, we all have our fair share of self-limiting beliefs. These little naysayers can be sneaky, capable of sabotaging dreams and robbing us of life’s joys. But it’s possible to break free. Through countless conversations with our clients, we’ve uncovered the top 10 self-limiting beliefs that plague even the most […]

The 10 commandments of investing

The 10 commandments of investing

1 . Define how you would like to live your life and create a financial plan to meet the expenses that will entail Not having this is a bit like taking off in an aeroplane without a destination in mind. It is however important to build flexibility into your plan (and to be flexible in […]

Will you live to 100? Looking at retirement differently

Will you live to 100? Looking at retirement differently

Have you thought about how long you might live? David Andrew, founder of member firm Capital Partners, has! His prediction? A very successful 106! According to The Australian Government Treasury, the number of Australians reaching and exceeding 100 is on the rise. As living longer becomes the new reality for more of us, it highlights the […]

How to build (and destroy) generational wealth

How to build (and destroy) generational wealth

Building wealth is hard. Building generational wealth is even harder. By generational wealth, we of course mean passing down assets, whether it’s a cash inheritance, property, businesses, and other valuables from one generation to the next. Managed properly, it can provide financial security and opportunities for future heirs, or a legacy for years to come.  But, despite the […]

Wealth and worth

Wealth and worth

The word ‘wealth’ is most often associated with material riches, but it also can mean enjoying good health, fostering strong relationships, building a sense of security and finding a purpose in life. That’s why a sound financial plan should be about more than investments and can vary so much from person to person. Life is […]

Financial challenges for couples

Financial challenges for couples

Second marriages may present additional financial challenges when balancing day-to-day expenses with implications for aged care funding. You may not share finances equally, but Centrelink/DVA will assess your obligations as if  you do. Life is full of ups and downs. You might have been unlucky and lost a spouse, but then been lucky to find […]

Ancient history, modern lessons – a story from the recent GAIA conference

Ancient history, modern lessons - a story from the recent GAIA conference

Author: Simon Brown, BpH Wealth In October 2023, I attended my last conference as Chair of the Global Association of Independent Advisors (GAIA) in Stockholm. It is always great to meet with the leaders of likeminded firms across the globe and find out what they are doing to improve their service to clients. This year’s […]

How much is your time worth?

How much is your time worth?

Lockdowns have caused many of us to reflect on the value of our time. Life is short.  Kids really do grow up fast.  How do you want to enjoy the valuable resource of time to live a meaningful life? People have been wondering how we can make the best use of our time long before […]