I just received a lump sum, should I invest it all now, or gradually?

I just received a lump sum, should I invest it all now, or gradually?

A common challenge in personal finance, is deciding when to invest a sum of money.  You’ve just received a bonus (or ‘distribution’), an inheritance, or sold your business.  Should you invest all that money over time, or now? “Fear has a greater grasp on human action than does the impressive weight of historical evidence”. – Jeremy Siegel This question comes […]

Redefining retirement to “Re-tryment”

Redefining retirement to “Re-tryment”

As a Wealth Manager and Financial Adviser, I enjoy, and take pride in helping clients achieve their most important goals. And there are a myriad of goals ranging from owning their dream home to holidays but the biggest, chunkiest goal for most remains retirement. Unfortunately for some, this exciting milestone can prove to be a […]

Considerations when moving a loved one into aged care

Considerations when moving a loved one into aged care

Aged care decisions for a loved one, be it a parent, partner, or another family member, often come laden with emotions. You want to find the best care facility, but likely have little time to make a decision, not to mention wrapping your head around the complex residential aged care system. During these times, decision-making […]

7 powerful financial levers to take control of your financial situation

7 powerful financial levers to take control of your financial situation

When managing money and working towards financial goals, it’s important to understand which factors we can control and which we can’t. Interest rates, inflation, investment market returns, and economic growth fall outside our control. However, there are many factors we can control, and each of these becomes a lever we can pull to adjust our […]

What a basketball experiment teaches investors about confidence

What a basketball experiment teaches investors about confidence

Van Eyk recently shared an article showing how confidence drives behaviour.  Most of their article is republished below. The TV show National Geographic Brain Games ran for nine seasons and entertained viewers with experiments and findings on brain function and biases. One basketball experiment stands out as pertinent to the current economic environment and it […]

Can you afford to get advice? Maybe you can’t afford NOT to get advice

Can you afford to get advice? Maybe you can’t afford NOT to get advice

Financial advisers seem to appear to have a reputation for being too expensive with ASIC reporting consumers’ top barrier to getting financial advice was the cost. Of the 64% of survey participants feeling advice was too expensive, 35% simply do not seek financial advice as a result of this perception. The studies are accumulating to […]

What wealth with purpose actually means

What wealth with purpose actually means

There are many families who are graced with financial security yet feel burdened by the weight of questioning, ‘’am I doing the best I can with my wealth? ’. This is because so much of our financial lives and the industry as a whole aren’t having the right conversations around wealth. Instead of purpose, goals […]

Building wealth – simple, not easy

Building wealth – simple, not easy

Diversification, patience, and sticking to an agreed plan: When it comes to long-term investment, the principles are fairly simple. But as in any area of life that involves delayed gratification amid constant distraction, simple does not always equate to easy. There is always some temptation or event that risks blowing you off course. Fortunately, we have the evidence […]

Don’t set a single goal without this tool

Don't set a single goal without this tool

People say you can’t predict the future. But you can. Time always wins. 2023 has been an interesting year.  Perhaps just what we needed after 2022. Year end represents a big opportunity to ensure your ‘financial lawn’ doesn’t become any more unkempt then it may already be (given any downtime you have is quite-rightly spent […]

Taming your inner critic: how to silence self-limiting beliefs

Taming your inner critic: how to silence self-limiting beliefs

No matter how successful you are, we all have our fair share of self-limiting beliefs. These little naysayers can be sneaky, capable of sabotaging dreams and robbing us of life’s joys. But it’s possible to break free. Through countless conversations with our clients, we’ve uncovered the top 10 self-limiting beliefs that plague even the most […]